Conventional financing for growing businesses
When an SBA loan isn't the right fit — or you need capital faster — these are the conventional options we broker across our lender network. Not sure which fits? A free consult sorts it out.
Term Loans
A lump sum repaid over a fixed schedule — the classic option for expansion, buildouts, or a major one-time investment.
Best for: Established businesses making a planned, larger investment.
Equipment Financing
Finance the machinery, vehicles, or technology your business runs on, with the equipment itself serving as collateral.
Best for: Buying or replacing revenue-generating equipment.
Business Line of Credit
A revolving credit line you draw from as needed and only pay interest on what you use — a flexible cushion for cash flow.
Best for: Managing uneven cash flow and short-term working capital.
Invoice Financing
Advance cash against your unpaid invoices so you're not waiting 30–90 days to get paid for work already done.
Best for: B2B businesses with slow-paying customers.
Short-Term Loans
Faster funding with a shorter payback window, for time-sensitive needs when speed matters more than the lowest rate.
Best for: Quick capital for a near-term opportunity or gap.
Merchant Cash Advance
An advance repaid as a percentage of your daily card sales. It's fast and easy to qualify for, but among the most expensive options — we'll be honest about whether it makes sense.
Best for: Card-heavy businesses needing cash fast, as a last resort.
Small Business Startup Loans
Financing structured for newer businesses that don't yet have years of history — often paired with SBA options.
Best for: Early-stage businesses building toward growth.